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Superannuation Rates—Effect of Average After-tax Weekly Earnings

Wednesday 6 April 2011 Hansard source (external site)

Foss2. CRAIG FOSS (National—Tukituki) Link to this
to the Minister of Finance

Have after-tax average weekly earnings been rising faster than inflation; if so, what are the implications for rates of New Zealand Superannuation?

EnglishHon BILL ENGLISH (Minister of Finance) Link to this

Yes, as measured by the quarterly employment survey, after-tax weekly earnings rose 6.8 percent last year. That is significantly greater than annual inflation of 4 percent. This has implications for superannuation rates under Section 16 of the New Zealand Superannuation and Retirement Income Act, which, as I recall, was passed by the previous Government. The fact that after-tax earnings have risen significantly faster than inflation means that superannuation rates get an extra increase on 1 April this year. That extra increase was necessary to maintain the married couple rate of 66 percent of after-tax weekly earnings, which are rising significantly faster than inflation.

FossCraig Foss Link to this

By how much did superannuation rates rise on 1 April 2011?

EnglishHon BILL ENGLISH Link to this

There are a number of different rates of superannuation, but to use the total married couple rate per fortnight, from 1 April this went up per person by $11.90 a fortnight. Over a quarter of this is due to the fact that after-tax earnings have risen significantly faster than inflation. That, of course, is not a political assertion; that is a matter of fact according to the measures agreed by this Parliament over the last 20 years and reconfirmed by the previous Government when it passed a new Act in 2001. So the increases in national superannuation prove beyond doubt that after-tax earnings in New Zealand are rising faster than inflation.

FossCraig Foss Link to this

Were superannuation rates accurately and permanently increased for the effects of raising GST?

EnglishHon BILL ENGLISH Link to this

Yes, between 1 October 2010 and 1 April 2011 superannuitants received a special 6-month payment to compensate them in advance of the normal cycle for the rise in GST. From 1 April onwards the normal inflation adjustment including the GST impact has taken over, so there is no longer any need for a special payment. Superannuitants can be assured that the increase in national superannuation on 1 April fully compensates them for GST and that it is ongoing and permanent.

FossCraig Foss Link to this

How do recent increases in superannuation rates compare with those in the past?

EnglishHon BILL ENGLISH Link to this

As I mentioned, the increase in the married couple rate per person since 1 April 2008 is actually now $83 a fortnight. This works out as a real increase of 8.5 percent in national superannuation over the last 3 years, and a significant cause of that has been the reduction in tax rates and the increase in the after-tax wage beyond the increase in inflation. Just by comparison, the superannuation rate went up by 8.5 percent in real terms under the previous Government, but it took 9 years to increase by as much as that.

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